Legal Notice & Regulatory Disclosures

1. Corporate Identification & Listing

SoFi Technologies, Inc. is a publicly traded corporation listed on the NASDAQ Global Select Market under the stock ticker symbol SOFI. Established in August 2011, the company maintains global corporate headquarters in San Francisco, California, USA.

Headquarters: 234 1st Street, San Francisco, CA 94105, United States

Chief Executive Officer: Anthony Noto (Appointed March 2018)

Malaysia Regional Operations: Level 85-07, Menara Exchange 106, Tun Razak Exchange (TRX), 55188 Kuala Lumpur, Malaysia

2. Banking Charter & FDIC Insurance

Banking products and depository services are provided through SoFi Bank, N.A., a national bank chartered by the Office of the Comptroller of the Currency (OCC) and a member of the Federal Deposit Insurance Corporation (FDIC). Deposits held in SoFi Bank, N.A. are insured up to applicable statutory limits.

3. Technology Infrastructure (Galileo & Technisys)

Digital payment processing, card issuing capabilities, and cloud-native core banking services are powered by Galileo Financial Technologies, LLC and Cyberbank Technisys, wholly owned technology subsidiaries of SoFi Technologies, Inc.

4. Personal Loan & Financial Risk Warnings

Personal loans from RM 1,000 to RM 300,000 are subject to financial underwriting and approval. Interest rates (Annual Percentage Rate - APR) begin at 3.25% up to 12.00% p.a.

Responsible Borrowing Notice: Borrow only what you can afford to repay. Late payments or defaulting on installment obligations can adversely affect your credit scoring and hinder future loan eligibility with financial institutions.